US Bookkeeping · Tax Preparation · Virtual Assistance

Nine years of getting the details exactly right —
now balancing your books.

I'm Marilou Cepriano, a licensed professional teacher and Borderless Accountants–trained bookkeeper based in Bohol, Philippines. I help US small business owners keep clean, accurate, tax-ready books in QuickBooks Online — so they can stop worrying about the numbers and get back to running their business.

VERIFIED
& BALANCED
Career Ledger2026
Classroom Teacher
DepEd · 9 years of service
Foundation
QA & Reporting Analyst
Sykes Marketing Services · 10 years
Precision
US Bookkeeping & Tax Prep
Borderless Accountants · Present
Current
Net Result Client-Ready ✓
1000 · ABOUT
Marilou A. Cepriano
Licensed Professional Teacher Bohol, Philippines Borderless Accountants
9
Years in Education
10
Years in QA & Reporting
2+
Years in US Bookkeeping
3
Core Service Lines

"The same discipline that kept a classroom of 40 students on track is what keeps a client's books in balance."

I spent nine years as a Classroom Teacher with the Department of Education, building the kind of organization, patience, and attention to detail that doesn't show up on a resume line — but shows up in everything I do. Before that, I spent a decade at Sykes Marketing Services as a Reporting Analyst and Quality Assurance Monitor for major US accounts, auditing calls, tracking data integrity, and presenting findings to management. Numbers, accuracy, and accountability have been part of my work for most of my career.

In 2024, I began training with Borderless Accountants — completing hands-on coursework in US Bookkeeping, QuickBooks Online, US Tax Preparation, and professional English communication. As of July 2026, I work full-time with Borderless Accountants, having transitioned fully out of the classroom to focus on serving international clients.

My mission is simple: give busy US business owners a bookkeeper they don't have to double-check — someone who shows up on time, asks the right questions, and hands back books that are clean, reconciled, and ready for tax season.

Career Objective
"To build a long-term career as a remote US Bookkeeping and Tax Preparation professional — partnering with international clients to deliver accurate, timely, and trustworthy financial support, while continuously growing my skills in virtual assistance and small-business accounting."
— Marilou A. Cepriano
2000 · EXPERIENCE & EDUCATION

Work Experience

April 2024 — Present Current · Full-Time

Bookkeeper & Virtual Assistant

Borderless Accountants · Mabini, Bohol, Philippines
  • Encode and categorize US client transactions in QuickBooks Online (Ultra Tax software) for accrual and cash-basis reporting
  • Manage social media content and virtual assistant support for the firm
  • Transitioned to a full-time role in July 2026 after completing the firm's Intensive Training Program in US Bookkeeping, QBO, US Taxation, and English communication
July 2018 — July 2026 Completed

Classroom Teacher

Department of Education · Tangkigan Integrated School, Mabini, Bohol
  • Created a positive, productive learning environment for students over an 8-year tenure
  • Resigned effective July 1, 2026 to pursue a full-time career in US bookkeeping and tax preparation
June 2017 — March 2018

Classroom Teacher

Santa Monica Institute, Inc. · Mabini, Bohol
  • Facilitated the learning process and promoted intellectual, social, and emotional development among students
July 2005 — September 2015

Reporting Analyst II / QA Monitor

Sykes Marketing Services Inc. · Ortigas, Pasig City
  • Cross-trained across Reporting, Verifications, Data Services, and Quality Assurance for major US accounts (Chase, Capital One, Washington Mutual, HSBC, Sirius XM)
  • Produced reports and dashboards for management, applying statistical methods to identify trends in complex data sets
  • Led live call monitoring and calibration sessions with local and international clients as Lead QA Monitor for Chase Bank

Education

2020 — 2022

Master of Arts in Teaching, Social Science

University of Bohol, Tagbilaran · Graduated Summa Cum Laude
2016 — 2017

Bachelor of Secondary Education

Major in Social Science · Holy Name University, Tagbilaran
2002 — 2005

BS Business Administration

Major in Computer Information System · FEU-FERN College, Quezon City

Selected Awards & Recognition

Summa Cum Laude, University of Bohol — 2024 Outstanding Araling Panlipunan Teacher, District Level — 2022 Outstanding ICT Coordinator, District Level — 2020 Dean's Lister, Holy Name University — 2017 "I Can Do It" Award, Sykes & Centralized Quality Dept. — 2012
3000 · SKILLS & COMPETENCIES

What I bring to every engagement

A blend of technical bookkeeping skill, software fluency, and the administrative discipline of a decade in reporting and quality assurance.

A · CORE

Bookkeeping & Tax

  • US Bookkeeping
  • QuickBooks Online (QBO)
  • US Tax Preparation
  • Reporting & Data Analysis
B · SUPPORT

Virtual Assistance

  • Virtual Assistance
  • Data Entry
  • Email Management
  • Calendar Management
C · TOOLS

Software & Design

  • Microsoft Office
  • Google Workspace
  • Canva Design
  • Video Editing
D · CLIENT CARE

Professional Practice

  • Customer Service
  • Quality Assurance
  • Communication Skills
  • Attention to Detail & Time Management
4000 · TRAINING & CERTIFICATION

Borderless Accountants Intensive Training Program

A structured, hands-on program preparing Filipino professionals for careers in US accounting — completed alongside a live cohort of trainees.

  • ✓

    US Bookkeeping Fundamentals

    Chart of accounts, transaction categorization, bank reconciliation, and financial statement preparation.

  • ✓

    QuickBooks Online (QBO) Application

    Hands-on data entry, invoicing, and reporting on live practice engagements under both cash and accrual basis.

  • ✓

    US Taxation

    Core concepts of US individual and business tax preparation and compliance.

  • ✓

    Professional English Communication

    Client-facing communication built for working directly with US-based business owners.

Borderless Accountants Intensive Training session With the Borderless Accountants Scholars team BA Intensive Training 2026 cohort session
5000 · PORTFOLIO / SAMPLE WORKS

Work samples from hands-on practice engagements

Selected outputs from my Borderless Accountants training — real deliverables built on practice client files, prepared exactly as I would for a live engagement.

A full manual accounting cycle completed by hand for a practice company — transaction analysis, a general journal, ledger postings, a trial balance, and financial statements — demonstrating the foundational bookkeeping skill behind any software.

General Journal

Carlo's Digital Solutions · July 2026
DateAccountRefDebitCredit
Jul 1Cash10110,000.00—
Jul 1Owner’s Capital301—10,000.00
Owner invests cash
Jul 1Rent Expense501750.00—
Jul 1Cash101—750.00
Paid July rent
Jul 3Office Supplies120200.00—
Jul 3Cash101—200.00
Purchased supplies for cash
Jul 5Equipment1501,500.00—
Jul 5Accounts Payable201—1,500.00
Desktop computer purchased on credit
Jul 8Cash1013,000.00—
Jul 8Service Revenue401—3,000.00
Bookkeeping services, cash received
Jul 12Accounts Receivable1102,200.00—
Jul 12Service Revenue401—2,200.00
VA services billed, not yet paid
Jul 18Cash1011,500.00—
Jul 18Accounts Receivable110—1,500.00
Partial collection on Jul 12 invoice
Jul 20Salaries Expense510500.00—
Jul 20Cash101—500.00
Paid virtual assistant salary
Jul 27Utilities Expense520180.00—
Jul 27Cash101—180.00
Electricity and internet bill
Jul 31Owner’s Drawings302800.00—
Jul 31Cash101—800.00
Owner withdraws for personal use
Totals — Balanced ✓19,930.0019,930.00

Trial Balance

As of July 31, 2026
Cash (101)12,070.00
Accounts Receivable (110)700.00
Office Supplies (120)200.00
Equipment (150)1,500.00
Accounts Payable (201)1,500.00 Cr
Owner’s Capital (301)10,000.00 Cr
Owner’s Drawings (302)800.00
Service Revenue (401)5,200.00 Cr
Rent Expense (501)750.00
Salaries Expense (510)500.00
Utilities Expense (520)180.00
Totals — Balanced$16,700.00 = $16,700.00

Income Statement

Month Ended July 31, 2026
Service Revenue5,200.00
Total Revenues5,200.00
Rent Expense750.00
Salaries Expense500.00
Utilities Expense180.00
Total Expenses1,430.00
Net Income$3,770.00

Balance Sheet

As of July 31, 2026
Cash12,070.00
Accounts Receivable700.00
Office Supplies200.00
Equipment1,500.00
Total Assets14,470.00
Accounts Payable1,500.00
Owner’s Equity (Capital + Net Income − Drawings)12,970.00
Total Liab. + Equity$14,470.00

Prepared entirely by hand for a practice company (Carlo’s Digital Solutions) as part of the Borderless Accountants Intensive Training Program — transaction analysis through financial statements, with the books balancing at every step. A T-account ledger and running-balance ledger were also prepared alongside this journal.

Full-cycle financial statements generated in QuickBooks Online for a practice engagement, reported on both an accrual and cash basis — demonstrating the ability to track receivables/payables in the software and explain the difference in reported results to a client.

Profit & Loss

Accrual Basis
Sales39,200.00
Consulting Revenue955.00
Total Income40,155.00
Office Rent4,400.00
Software Subscription2,198.00
Insurance640.00
Professional Fees1,287.50
Other Operating Expenses1,410.39
Total Expenses9,935.89
Net Income$30,222.58

Profit & Loss

Cash Basis
Sales30,700.00
Consulting Revenue955.00
Total Income31,655.00
Office Rent4,400.00
Software Subscription1,899.00
Insurance640.00
Professional Fees1,287.50
Other Operating Expenses1,290.39
Total Expenses9,516.89
Net Income$22,141.58

Balance Sheet

Accrual Basis
Checking — Chase Bank30,941.58
Accounts Receivable8,500.00
Total Assets39,441.58
Accounts Payable419.00
Total Liabilities419.00
Total Equity$39,022.58

Balance Sheet

Cash Basis
Checking — Chase Bank30,941.58
Total Assets30,941.58
Total Liabilities—
Total Equity$30,941.58

These reports were prepared for a practice engagement as part of the Borderless Accountants Intensive Training Program, demonstrating full-cycle bookkeeping and the ability to reconcile and present both accrual and cash-basis financial statements.

Supporting screenshots from hands-on QuickBooks Online practice activity:

QuickBooks Online hands-on activity screenshot 1
QBO · 01

Transaction Entry & Categorization

QuickBooks Online hands-on activity screenshot 2
QBO · 02

Chart of Accounts Review

QuickBooks Online hands-on activity screenshot 3
QBO · 03

Reporting Output

Design work created in Canva — social media graphics and a multi-page client-facing infographic.

Virtual Assistant Services Instagram post design

Virtual Assistant Services — Instagram Post

A service-offering social graphic listing the scope of VA support available to clients.

How to Become a Successful Freelancer infographic, page 1

"How to Become a Successful Freelancer" — Infographic

A 10-step, 3-page educational infographic designed end-to-end in Canva.

Infographic page 1 Infographic page 2 Infographic page 3

Video editing sample demonstrating pacing, captioning, and storytelling for a personal-brand narrative piece.

"Career Shifter" — Edited Video

A personal story piece — shot, edited, and paced for social sharing.

Meet Me

A quick introduction, in my own words

Before we hop on a call — here's a short video so you can put a voice and story to the resume.

  • 01

    My journey from a 9-year teaching career into US bookkeeping and virtual assistance.

  • 02

    Why accuracy, communication, and follow-through matter to me in client work.

  • 03

    What it's like working with me on a day-to-day basis.

6000 · CLIENT FEEDBACK

What clients say

Verified feedback from graded practice engagements completed through Borderless Accountants — more will be added as live client engagements are completed.

“

Excellent work, Marilou! All four reports are fully accurate and match the answer key exactly. You correctly separated cash vs. accrual timing, coded the Chris Morales $1,500 withdrawal to Owner's Draw rather than an expense, and both balance sheets balance perfectly with the $12,500 opening Owner's Equity properly entered. Clean, precise submission.

— Borderless Accountants

“

Everything reconciles exactly — Income, Expenses, Net Income, Assets, Liabilities, and Equity all match on both Cash and Accrual. Your slightly different grouping of Office Supplies didn't affect a single total, showing solid command of the numbers. Nicely done!

— Borderless Accountants

“

Exceptional work! You went well beyond the requirements by preparing both a T-account ledger AND a running balance ledger, plus a Statement of Owner's Equity — all of which are correct and show real professional bookkeeping skill. Your financial statements are clean and well-structured. Outstanding submission overall!

— Borderless Accountants

7000 · SERVICES

How I can help your business

Three focused service lines — no scattershot offerings, just the things I do well and consistently.

01

US Bookkeeping

Reliable, month-to-month bookkeeping in QuickBooks Online so your books stay current, reconciled, and ready whenever you need them.

  • Transaction categorization & bank reconciliation
  • Accounts receivable & payable tracking
  • Monthly cash-basis & accrual-basis reporting
02

US Tax Preparation

Organized, deadline-driven support that keeps your records tax-ready year-round instead of a scramble every April.

  • Tax-ready recordkeeping & documentation
  • Support for individual & small-business filings
  • Year-round compliance-minded bookkeeping
03

Virtual Assistance

The administrative backbone that keeps the rest of your business running smoothly while you focus on growth.

  • Email & calendar management
  • Data entry & reporting support
  • Social media & Canva content creation
Get In Touch

Let's talk about your books.

Whether you need a full bookkeeping partner, help getting ready for tax season, or extra hands on admin work — I'd love to hear about what you're working on.

  • ✉
    Email
    marilou.cepriano1@gmail.com
  • ☎
    Phone / WhatsApp
    +63 960 616 0096
  • 📍
    Location
    Mabini, Bohol, Philippines (Remote / US Clients)

Ready when you are

Pick a time that works for you and it'll go straight into my calendar — or reach out by email and I'll typically respond within 24 hours.

📅 Book a Call on Calendly → Email Marilou →